At the end of your vault term, transfer the full balance — principal plus accrued interest — straight to your own external bank account. One tap. Usually same day. Zero fees.
Every Eisenberg Bank vault has a clear, fixed term. When that term ends, you have three clean options — and none of them involve visiting a branch or writing a letter.
Keep the same vault running at the same published rate — or a higher one, if rates have moved in your favour. One tap in the dashboard, and your next term starts from the balance that just matured.
Add to your matured balance and move up a tier — from Standard to Platinum, or Platinum to Diamond. Higher balance, higher rate, same seamless transition.
Send the full balance — principal plus accrued interest — to your own linked external bank account. Zero fees, same-day wherever SEPA Instant is supported.
When you link an external bank account for a withdrawal, Eisenberg Bank verifies that the account name matches your legally verified KYC identity. If the names don’t match, the transfer doesn’t happen.
This isn’t bureaucracy — it’s a genuine safety net. If somebody else ever gained access to your session, they couldn’t move your money to their own account. They’d have to move it to an account with your exact legal name on it. Which, statistically, they don’t have.
Because Eisenberg Bank is FINMA-supervised, we’re bound by strict anti-money-laundering rules. The same rules that stop bad actors from using the financial system also stop bad actors from using your account. We like it that way. You should too.
We handle the plumbing. You just confirm and receive.
Most EU banks now settle instantly. For those that do, your transfer arrives in seconds, not business days.
For banks that haven’t caught up to instant settlement, transfers still arrive the next working day — guaranteed.
Full-balance term-end withdrawals are always free. No “processing fee,” no “expedited transfer” upsell.
Every transfer generates a timestamped confirmation and a signed PDF receipt for your records. Perfect for accountants.
On the day your vault matures, you’ll see a notification in your dashboard with a clear choice: roll over, top up, or withdraw. Nothing happens automatically unless you’ve explicitly set auto-rollover. Your money stays safe either way.
For EU banks that support SEPA Instant, the transfer arrives in seconds. For banks still on classic SEPA, it arrives the next working day. Either way, Eisenberg Bank dispatches the transfer the moment you confirm — we don’t sit on it.
Term-end vault withdrawals are restricted to accounts that match your own verified identity. This is to protect you. For everyday transfers to other people, use the regular SEPA transfer function in your current account — those work like any standard EU bank transfer and have no name-matching requirement.
A SEPA Instant transfer typically clears within seconds, so cancellation is only possible during the confirmation step in the app. If something goes wrong after that, contact support immediately — we can trace and recall transfers that haven’t yet settled at the receiving bank.
You can link a new external bank account in your dashboard at any time. It will go through the same name-matching check — the new account’s registered holder must match your Eisenberg Bank KYC identity. Once verified, it becomes your active withdrawal destination.
Open a Eisenberg Bank account, fund a vault, and your money is always one tap away when term end rolls around.
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